Terms and Conditions of Service Subscription
Please read these terms carefully before using our subscription-based financial planning service. By accessing this website and engaging our services, you agree to the terms outlined below.
August 31, 2025
Acceptance of Terms
By using this site or subscribing to our service, you accept and agree to abide by these terms and any updates posted. If you do not accept these terms, please discontinue use of our services.
Definitions
Key terms used throughout these terms and conditions are defined below for clarity.
"Service" refers to the financial planning subscription offered by our company via this website.
"User" means any person who accesses the website or utilises our services.
"Advisor" refers to staff or agents providing planning support to users.
"Agreement" encompasses these terms and any related policies referenced herein.
Permitted Service Use
You may use our service for personal financial planning purposes only. Commercial use, redistribution, or resale of the service is not permitted.
Eligibility
You must be at least 18 years old and reside in Australia to subscribe. Proof of eligibility may be required.
Service not available to minors or outside Australia.
User Responsibilities
By subscribing, you agree to the following responsibilities:
Prohibited Use
You agree not to misuse the service. Prohibited actions include:
Intellectual Property Rights
All content, branding, and materials on this website are the exclusive property of our company. You may not copy, distribute, or reproduce any material without written consent.
User Content
Any content submitted by users must not violate laws or third-party rights.
User Content Rights and Use
By submitting content, you grant us a licence to use it for service delivery and improvement.
Privacy and Data Use
We handle your personal information in accordance with our Privacy Policy. Please review this document for details on collection, use, and protection of your data.
Read our Privacy PolicyDisclaimer and Compliance Notice
No guarantees of results are provided. Results may vary for each individual.
Important Disclaimer
Our service does not offer investment products, education, or specific outcome guarantees.
Limitation of Liability
We are not responsible for any loss resulting from reliance on our service or information provided.
Indemnification
You agree to indemnify us against any claims arising from your misuse of our site or services.
Dispute Resolution and Jurisdiction
Any disputes will be governed by Australian law and resolved in Australian courts.
Arbitration
Parties may agree to arbitration for dispute resolution, subject to local law.
Arbitration is not mandatory and may not apply in all cases.
Online Dispute Resolution
You may use online dispute resolution options as permitted under Australian law.
Read our DisclaimerSeverability
If any term is invalid, the remainder of the agreement continues in effect.
Entire Agreement Statement
These terms, together with referenced policies, form the complete agreement between you and our company.
Applicable Law and Compliance
Australian law governs these terms. International users must comply with local regulations.
Termination
We reserve the right to terminate access for breach of terms or unlawful activity.
Modifications
We may update these terms at any time. Continued use indicates acceptance of changes.
Contact for Terms Queries
Contact us if you have questions about these terms or your subscription.
Email Address: content@garamdaraleolo.com
Phone Number: +61334329221
Office Address: 373 Bay Street, Port Melbourne, VIC 3207 Australia
Effective Date: August 31, 2025
Version: 3